Privacy Policy — Atlas Bond & Credit Ltd

1. Data controller

The data controller is Atlas Bond & Credit Limited, a company with registered office at 22 Northumberland Road, Ballsbridge, Dublin 4, Ireland, Companies Registration Office number [CRO number], regulated by the Central Bank of Ireland as an insurance intermediary.

For any request concerning the processing of your personal data, you can contact us at: privacy@atlasbondcredit.com.

2. What data we collect

We collect personal data in the following contexts:

Contact form: name, company, email, phone, country and area of interest, message content.
Contractual relationship: if you become a client or broker partner, identification and tax data and information required for risk assessment (surety and credit), including any data required under anti-money-laundering rules (AML/KYC).
Client area: login credentials and portal usage data.
Browsing data: IP address, browser type, pages visited, collected via technical cookies and, only with consent, analytics cookies — see our Cookie Policy.

3. Purposes and legal basis

Purpose	Legal basis
Responding to requests via the contact form	Pre-contractual measures at the data subject's request (Art. 6.1.b GDPR)
Delivery of insurance intermediation services	Performance of a contract (Art. 6.1.b GDPR)
Anti-money-laundering, tax and regulatory obligations	Legal obligation (Art. 6.1.c GDPR)
Managing access to the client area	Performance of a contract (Art. 6.1.b GDPR)
Marketing communications and newsletter	Consent (Art. 6.1.a GDPR), revocable at any time
Statistical analysis of site usage	Consent via cookie banner (Art. 6.1.a GDPR)
Fraud prevention and site security	Legitimate interest (Art. 6.1.f GDPR)

4. Recipients of the data

Data may be shared with: insurers and reinsurers for the purpose of placing guarantees; IT and management-system providers processing data on our behalf as processors; supervisory authorities (Central Bank of Ireland) and competent authorities, where required by law; legal and tax advisors.

We do not sell personal data to third parties for marketing purposes.

5. Transfers outside the EEA

Where data is transferred to providers located outside the European Economic Area, we will apply the safeguards required by the GDPR (e.g. the European Commission's standard contractual clauses).

6. Retention period

We retain data for as long as necessary for the purposes above and, in any event, in accordance with the retention periods set by Irish and European insurance and anti-money-laundering law applicable to intermediaries regulated by the Central Bank of Ireland.

7. Your rights

Under Articles 15-22 GDPR, you have the right to request: access to your data, rectification, erasure, restriction of processing, data portability and objection to processing. You may also withdraw a previously given consent at any time.

To exercise these rights, write to privacy@atlasbondcredit.com. If you believe the processing of your data breaches applicable law, you have the right to lodge a complaint with the Irish Data Protection Commission: www.dataprotection.ie.

8. Cookies

The site uses technical cookies necessary for it to function. For detailed information on analytics or marketing cookies and how to manage your preferences, see our Cookie Policy.

9. Changes to this notice

This notice may be updated periodically. The version in force is always available on this page, with the date of the last update indicated.

This document is a template drafted on the basis of the GDPR and the Irish Data Protection Act 2018. Before publication it must be completed with the company's real details (address, CRO number, CBI registration number) and validated by a legal advisor or Data Protection Officer, particularly regarding retention periods and the processors actually used.